Seniors Filing in February Will See the First Refunds With the $6,000 Senior Deduction in Them. A Retired Couple Over 65 With $80,000 of Income Gets About $1,400 Back They Didn't Get Last Year, and Here's the Income Where It Shrinks
A 247wallst.com article by tax professional Vilma Rios explains the $6,000 senior deduction, effective 2025 through 2028 unless Congress extends it, which seniors first claim when they turn 65. In its example, a couple over 65 with $80,000 of joint income saves about $1,440 in federal tax, possibly near $1,900 in refund, with the deduction phasing out above $150,000 of joint income and vanishing at $250,000; it advises couples near that line to size Roth conversions before December 31, 2026, and to file jointly.
