247wallst.com's personal finance piece reports Bank of America's new forecast of three straight quarter-point Fed hikes to a 4.50%–4.75% peak, with economist Aditya Bhave quoted that the Fed 'no longer has the luxury of hiking at a quarterly pace.' Working through a hypothetical widow with $400,000 in a bond fund that has already dropped 4.6% in 2026, a money market fund, and a certificate of deposit maturing in December, it argues shopping for the best renewal rate matters more than the hikes themselves, and advises against selling the bond fund on hike news.