Her Employer Picked Her HSA Provider. She Can Move the Money to Another One Without Tax and Keep the Payroll Contributions ComingA 247wallst.com article by David Beren explains that you can move HSA money from an employer-chosen provider to one you pick tax-free through unlimited direct trustee-to-trustee transfers, while payroll contributions keep coming. It contrasts the once-a-year rollover with its 60-day window and 20% penalty trap, and walks through how to switch.