How a 65-Year-Old Collecting $30,000 in Social Security Pulls $19,000 From a 401(k) in 2026 and Owes the IRS $0
Gerelyn Terzo's 247wallst.com article walks through how, under 2026 rules, a 65-year-old single retiree collecting $30,000 in Social Security and withdrawing $19,000 from a 401(k) could owe the IRS nothing, thanks to combined income thresholds and three deductions totaling $24,150. It advises retirees to recompute their own figures yearly and cover extra spending from Roth or cash.
