How Much a Married Couple Over 65 Can Pull From an IRA in 2027 and Owe $0 in Federal Tax
247wallst.com's article by tax writer Vilma Rios calculates that a married couple over 65 can withdraw about $47,500 from an IRA in 2027 and owe no federal tax — roughly $33,800 once average Social Security benefits enter the picture. She recommends drawing down the IRA before claiming Social Security and converting to Roth before the $6,000 senior deduction ends after 2028.
