24/7 Wall St.'s crypto article examines the CLARITY Act's long odds before the current Congress ends January 3, 2027: it fell 50-49 in September against a 60-vote threshold, and Democrats take both chambers in January. Senator Cynthia Lummis insists the bill already closes the token loophole Democrats cited, while Sam Daodu judges passage unlikely, a Democratic revision more probable, and prices for XRP, Ethereum and Solana already falling.